Zillow Reviews


After dealing with a credit union became a huge headache, my realtor recommended going with Ralph Cappola and his team over at Merrimack Mortgage. Ralph and his team were always very quick to respond to any questions or concerns I had. They were very clear with the paperwork they needed to process my loan quickly and kept me in the loop anytime something popped up. We were able to close my loan application within 30 days, hassle free.


Ralph went above and beyond for me and my family to help purchase our first home. He was amazing. I would never use or recommend any one other than Ralph! He even got the development that I bought in to accept fha loans. He got me a great rate even though my credit was not the best. He is friendly, professional and good at what he does!


I was very lucky to have Ralph Coppola supporting me in getting my mortgage prepared and completed for our first house! He got back to all of my questions so quickly and provided me insight and explanations to everything to ensure that I understood all aspects of the mortgage review process. He also went out of his way and above and beyond to answer questions that probably weren't really his "job" but he took the time to do it anyways, I would highly recommend using Ralph and his team for anyone looking to get a mortgage, and I plan to use him again if we ever get another one :)


Ralph was the best lender I have ever dealt with, From the minute I made the call he was professional, knowledgeable, and willing to do go above and beyond to meet my schedule and ensure everything was convenient for me and my wife. Not only did Ralph take the time to come to my house and explain everything to my wife and I, he was available during all hours of the day to field any questions or concerns we might have.


I have had the pleasure of working with Ralph through three real estate transactions and can't marine using anyone else! He is invaluable in the advisory capacity, and always finds the motgage that best fits my needs.He has always made himself available whenever I had questions, and always follows up to make sure I am happy with the process.Clearly, I can't say enough good things about him, and would recommend him highly to anyone purchasing a home.


I was told by another company that I did not qualify and I needed a co-borrower. After 20 min on the phone with Ralph he walked my wife and I through the process and now own our dream home!!!! Can't thank Ralph and his team enough!

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Customer Survey Reviews

Amy and Timothy

Ralph was wonderful. He spent the time explaining everything that we asked. He was great about calling us back and very sympathetic and helpful when our purchased got delayed due to other issues.


Cindy and Oscar

Ralph walked us through every step of the way, never missed a bit and was and is always available to answer all of our questions and concerns. Ralph went above and beyond and we couldn't have asked for more. Thank you


Nathan and Kara

Pleasure to work with! Friendly staff! Organized! And very helpful from months prior


Jeanne and Thomas

Our friend referred us to you. We had to close on a very short turnaround which you and Pamela accomplished. We were very grateful for your time and patience.


William & Lisa

Ralph Coppola is a true professional. He delivered on everything he said he would. My wife and I couldn't have been happier. Working with Ralph and his team was a pleasure and we look forward to working with him again in the future.


Patricia & James

Ralph and his team were completely amazing and quick to respond. They made us feel like their only clients and took time to really see and understand our current situation being a family with a newborn, that was very important. Even the real boss of the house is very happy with his new home and yard! Thank you all so very much! We have already recommended you to quite a few people.



My expectations were exceeded, I expected delays and not to close on time but Ralph and his team made sure they stayed on track and actually I was able to close several days prior to the original date!! I am so grateful to of used this team as they worked hard on getting it all done in under 30 days! Amazing!!



Ralph and everyone in his office are excellent! They made the process of buying my first home wonderful. Ralph took time to explain everything to me, and really worked with me to find what was best for me. Thank you!



Ralph is wonderful and always responds in a timely manner. Very friendly and makes you feel as if you are his only client.


Leslie and Robert

Ralph was awesome I recommend him to everyone l know

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